Personal Services

The day-to-day activities involved in owning a Personal Service business can leave the owner vulnerable to unique risks. The Personal Service Industry helps their clients live their best lives, look their best and provides a more secure level of self-esteem.  Let us help your industry feel more secure about your Personal Service business.

Types of Personal Services We Insure:

Common Policy Endorsements

Liability Coverages

  • Limits of up to $2 million per person / $4 million per occurrence.
  • Damages to premises rented up to $1M
  • Hired Auto / Non-Owned Auto
  • Beauty salon Professional Liability
  • Employment Practices Liability limits up to $1M for sexual harassment, breach of contract or wrongful termination.

Property Coverages

  • Building and Business Personal Property
  • Accounts receivable up to $50,000
  • Business Income loss up to 12 months
  • Employee dishonesty up to $25,000
  • Money and Securities up to $25,000

Workers Compensation

  • Lost wages and benefits
  • Medical care and rehabilitation services
  • Legal representation and compliance services
  • Employers liability up to $2 million per accident/$2 million per policy/ $2 million per employee

In Their Own Words

Why Clients Trust T. Hudson Risk Advisors